Search results for "AF5"
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Becoming Familiar with Unit Trusts and OEICs
Here, we talk about Unit Trusts and Open-Ended Investment Companies (OEICs) – of interest to those studying for any of the CII AF1, AF4, AF5, CF1, J10, R01, R02, R03, or R06 exams. -
Correlation is key to diversification, but what does it mean?
We are often told that correlation is a key aspect of diversification, but what does it mean? This article explains what correlation is and provides an example of a table that could appear on the CII R02 exam - also useful for CII J10, AF4, R06 and AF5 revision. -
Combined Life and Critical Illness Cover and the Use of Trusts
With a combined life policy with CIC, you need to use a special type of trust to ensure that the critical illness benefit is paid to the person who needs it. Read on to learn more about split benefit trusts. This information is particularly useful for takers of the CII R05, R06, AF1 and AF5 exams. When critical illness is […] -
Monthly Roundup for March 2023
This Monthly Roundup allows you to see, at a glance, what articles have been posted on the Brand Financial Training Blog in March, and you can simply click on any that are of interest to you. -
Temporary Changes Affecting House Purchase in the UK
COVID-19 has brought many changes and challenges to our lives, with the government responding in various ways to support the economy. Temporary changes announced in July, designed to incentivise the property market to move, affected the various types of tax paid on house purchases. In this article, we look at the detail – of interest to those studying for any of the CII AF1, AF4, AF5, CF1, R01, R02, R03, or R06 exams. -
Shareholder Protection: 3 Things That Need to Be in Place to Protect All Parties
If you are sitting the CII AF2, AF5 or J03 exams, then this post is of particular use to you. It discusses the main point of business protection and what needs to be in place to protect the interests of both the dependants of a shareholder/director who has passed away and also those of the surviving shareholders of a company. […] -
The Importance of Writing Individually Owned Life Policies Under Trust
In this article, we discuss replacing death in service benefits with an individually owned life assurance policy and the importance of writing that policy under a trust - useful for CII AF1, AF5, and R05 revision. -
What is a deed of variation?
Recently we have had a couple of queries on how a deed of variation works. These can be tested within the CII written papers, J02, R06, AF1 and AF5 but may also appear in some of the multiple-choice exams such as CF8. -
The Hidden Benefits of Class 3 National Insurance Contributions
National insurance is commonly perceived as just another tax, but its true value lies in being a remarkable investment opportunity. With 35 qualifying years required for a full state pension, clients can leverage Class 3 National Insurance contributions to secure additional qualifying years and boost their retirement income. In this article, we delve into the benefits, returns, and extended deadline for seizing this often overlooked investment. Those studying for any of the CII AF1, AF5, R03, R04, or R06 will find extra knowledge in the area of National Insurance contributions to be advantageous to their exam revision. -
Monthly Roundup for January 2021
This Monthly Roundup allows you to see, at a glance, what articles have been posted on the Brand Financial Training Blog in January, and you can simply click on any that are of interest to you. -
How to Differentiate Between EIS, VCT, and SEIS
In this article, we look at Enterprise Investment Schemes (EIS), Venture Capital Trusts (VCT) and Seed Enterprise Investment Schemes (SEIS). These products come up often in various CII exams - most specifically R02, R03, J10 and AF4 but questions can sneak into R06, AF1 and AF5 as well. -
How to Avoid the High Income Child Benefit Tax Charge
The High Income Child Benefit Tax Charge can be tested in the CII R01, R03, R05, R06, AF1, and AF5 exams, so here we remind ourselves how it works and what clients can do to avoid it.