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CII J05 Exam: Pension Income Options

The CII’s J05 exam forms part of the Diploma in Financial Planning. It is a 2-hour short answer question paper consisting of 15 questions, with a nominal pass mark of 55%.

The exam syllabus covers rules applying to retirement benefits when they are crystallised; the features, tax treatment and risks of the secured pension option, of the unsecured pension option, of phased retirement and of the alternatively secured pension; critical yield and how it relates to income withdrawal; benefits available due to ill health; state retirement benefits; regulatory & legal issues designed to protect clients drawing pension benefits and issues relating to pension advice.

Our learning resources

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Mock Exam Papers

3 full sets of 15 questions and answers including cross references to the relevant CII study text.  All questions and answers are written by Brand Financial Training and kept up-to-date to reflect changes to the exam syllabus and tax year.

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Calculation Workbook

Focussing on the calculations within the exam syllabus, the calculation workbook provides calculation questions with full step-by-step answers, detailed explanations and cross-references to the relevant CII study text.

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Study Notes

Consider our study notes your condensed and more focussed take on the CII’s exam syllabus and learning outcomes. They put the exam syllabus into a sensible order and come with self-test questions.

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    John ReynoldsJohn ReynoldsExpert Pensions, Edinburgh
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