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Brand Financial Training > CII R04 Pensions and Retirement Planning

CII R04 Exam: Pensions and Retirement Planning

The CII’s R04 is one of the core units of the Diploma in Regulated Financial Planning. It is a 1-hour multiple-choice exam with 50 questions and has a nominal pass mark of 65%.

The exam syllabus covers the tax and legal frameworks relevant to pension schemes; defined contribution and defined benefit schemes; options for drawing pension benefits; State schemes; retirement planning including investment issues.

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Receive a PDF download link to our FREE R04 How to Pass Guide via email when you make a purchase or request a free taster. It’s our gift to you!

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R04 Study Kits
CII R04 RO4 study kits learning resources
Study Kits

This is for you if …

You’re looking for more variety in your R04 study materials and wish to save money. Make use of our R04 study kits, reducing the cost of your CII exam study with an automatic discount of up to 20% on our standalone prices. Choose from our R04 study kit with only two resources, or get three!

R04 Online E-Mocks
CII R04 RO4 online E-Mocks mock exam papers questions and answers
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This is for you if …

You want essential R04 mock exam questions practice in an online setting. Drawing from our question bank, our R04 E-Mocks allow you to log on and take short quizzes of 10, 30, or 50 questions, or practise with a fully timed mock exam, all with a detailed explanation of the correct answers and cross-references to the CII R04 study text.


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FREE taster available
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R04 PDF Mock Exam Papers
CII R04 RO4 PDF download mock exam papers questions and answers
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This is for you if …

You want essential R04 mock exam questions practice but you like to print out and sit mock papers with pen and paper. You will receive 3 full sets of 50 questions and answers in PDF format for you to print yourself, plus detailed explanation of the correct answers and cross-references to the CII R04 study text. Note: these questions are included in our R04 Online E-Mocks.


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FREE taster available
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R04 PDF Calculation Workbook
CII R04 RO4 PDF download calculation workbook formula formulae
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This is for you if …

You need help with the calculations aspect of your CII R04 exam. This R04 calculation workbook helps you decipher and extract the necessary information from a calculation question and provides calculation questions with full step-by-step answers, detailed explanations and cross-references to the CII R04 study text.


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FREE taster available
Study Kits available
R04 PDF Revision Notes
CII R04 RO4 PDF download revision notes
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This is for you if …

You are further along with your CII R04 exam studies and are now ready to focus on a streamlined version of the R04 exam content combined with self-test questions, to meet the requirements of the CII R04 learning outcomes and exam syllabus.


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FREE taster available
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Looking for some general advice on how to pass your CII R04 exam?
Download our R04 How to Pass Guide in PDF format.

  • "At the age of 20 I became the youngest person to hold the CII Diploma. I achieved this through hard work and the use of resources including those provided by Brand Financial Training; in particular the mock exams, study notes and the extremely helpful Calculation Workbooks. I'm now moving forward with the Advanced Diploma and continue to use Brand Financial Training's resources to aid my progression to Chartered Status. I certainly recommend them."
    Josh ButtenJosh ButtenMDG MK, Milton Keynes
  • “After a long lay off due to illness I decided to complete my Diploma. Brand Financial Training supported my studies. Their study material is excellent, so easy to read and presented in a logical format. The analysis for R06 was received promptly along with study tips and was invaluable. Test papers for R01 again were just the job. I really appreciated the personal attention received from Catriona, with suggestions for a variety of learning resources. All reasonably priced. Many thanks. I will be doing Level 6 with Brand Financial Training.”
    Philip DoddPhilip DoddChester
  • I was told about Brand Financial Training by a colleague at work and thought it sounded too good to be true but gave it a go anyway and I'm so glad that I did! The website is really helpful to find out more information about different qualifications, pass rates and discovered that by taking one extra exam it would give me a certificate in mortgage advice which is vital for my current role. The service from Brand has been top quality from start to finish and both their products and service are second to none.
    Nathan FarrellNathan FarrellTeam Manager, London & Country, Bath
  • "Brand Financial Training's great material was easy to use and really helped me get through some areas to get the Diploma. I'll use them next time for future exams."
    Giovanni ManigliaGiovanni ManigliaWealth Management Adviser, Lloyds TSB, Bristol
  • "I have just passed my exam first time, once again, relying mainly on your study notes. The calculation workbook was very useful, helping me to understand and work through the calculations, as were the mock exams giving me practice for the exam itself. Thank you!"
    Paul JacksonPaul JacksonPartner, Professional Practice Services, Worcestershire
  • "I'm now Chartered... I have sat six exams in a year - all supported by Brand and passed them all. Thank you!"
    Scott MiddletonScott MiddletonJ M Taylor, Aberdeen

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