Roundup Sep 2023 | Brand Financial Training

This article is correct as at 29 September 2023.

We know your time is valuable, so here’s a quick summary of the CII-related articles we’ve posted this month.

This Monthly Roundup allows you to see, at a glance, what articles have been posted and you can simply click on any that are of interest to you.

You Can Never Do Too Many Pension Questions!

Due to take the CII R04 exam any time soon? Capped drawdown may not be an option for clients retiring today, but many individuals still hold this form of drawdown, and it is still very much part of the R04 syllabus. There is a good chance it could be tested in your exam, so we thought we’d talk you through a couple of typical R04 questions on this subject.

A Clever Way of Reducing the Child Benefit Tax Charge

This article shares with you an example where a couple, who are receiving the child benefit for their two children, are able to reduce their child benefit tax charge and receive an effective tax relief of just over 60%.

Transferring your Child Trust Fund to a Junior ISA

Here, we discuss Junior ISAs and what’s involved in transferring a Child Trust Fund (CTF) to a Junior ISA. This will be of interest to you if you are sitting any of the CII R02, AF4, J10 or J12 exams.

Brand Bitesize: Pension Carry Forward

In this Brand Bitesize video, we talk about the basic criteria that must be met for pension carry forward to apply. This is useful for CII R04, AF5, AF7, or R06 exam revision.

Questions That Often Appear on the CII R02 Exam

The most common queries we get from R02 students are around investment ratios. This week we’re looking at a couple of the ones that very often appear in the CII R02 exam (as well as the other investment exams).

Friday Five: 5 Questions in 5 Minutes Every Friday

This is a bit of Friday Fun where each week, we ask questions relating to one of these topics: Investments, Taxation, Pensions, Protection, or Regulation. The challenge is for you to answer them in 5 minutes. We post them on the blog every Friday.

To try your hand at answering the questions, visit our blog at one (or all) of the links below: