Pensions
-
April 26, 2016
Sitting on the Fence and Getting the Best of Both Worlds
This article discusses defined benefit scheme pension splitting as a flexible option for pension savers – of interest to...
-
January 26, 2016
New Manual for CII R04 – What’s New, in a Nutshell
Anyone studying for the CII R04 Pensions and Retirement exam will have received a new manual from the CII...
-
October 20, 2015
Reporting on Pensions Freedom – Hefty Fines for the Unaware
According to reports, the new pensions freedoms have resulted in £1.8 billion being withdrawn from pension funds – and...
-
August 4, 2015
The Lowdown: What’s Covered on the New CII R08 Exam
In April this year, the Chartered Insurance Institute (CII) unveiled a new exam aimed at helping financial planners, paraplanners...
-
March 25, 2015
The Oct 14 CII AF3 Exam – A Rollercoaster Ride to Make You Feel Shaky
Now that we have access to the CII AF3 exam paper for the October 2014, we take a look...
-
February 17, 2015
Group Personal Pensions – Calculations You Need to Know – CII AF3 and R04
The following presents a question and detailed answer, as it may appear on a CII Pensions exam, regarding additional...
-
December 16, 2014
More Changes for Pensions – CII CF4, R04 and AF3
https://brandft.co.uk Pension changes are happening next year. This article discusses further announced changes to pensions – useful for CII...
-
May 6, 2014
Switching Pension Schemes – CII CF4, R04, J05, AF3
http://www.brandft.co.uk/ Should a person transfer the funds in his or her defined benefit pension to a defined contribution scheme?...
-
August 7, 2013
Top Tip – Pension Reforms
http://www.brandft.co.uk/ Anyone studying for a CII Pensions exam will know that the new manuals are littered with the proposed...
-
April 10, 2013
Hot Topic – Pensions and Divorce
I was talking to an IFA recently about the impact of divorce on pensions. He had a client facing...
-
January 30, 2013
Hot Topic – Capped Drawdown – CII CF4, R04, J04, J05, AF3
Buried deep in the Autumn Statement last year was the announcement that investors in capped drawdown would be able...
-
February 20, 2012
Is it time for high earners to look at fixing their pensions?
Now’s the time for urgent pension planning for high earners as the government has given the heads up that...
-
November 21, 2011
Savers rely on lotto win instead of saving to fund retirement
Millions face a bleak retirement as they are failing to save enough cash to fund even a modest standard...
-
May 3, 2011
Pensions – Guide to the April 2011 changes
Pensions are under pressure as the dream of a financially comfortable retirement evaporates for millions. Several key changes to...