Home

  • CII Exams
    • AF Exams
    • CII AF1 Personal Tax and Trust Planning
    • CII AF4 Investment Planning
    • CII AF5 Financial Planning Process
    • CII AF7 Pension Transfers
    • CF Exams
    • CII CF1 UK Financial Services, Regulation and Ethics
    • CII CF6 Mortgage Advice
    • CII CF8 Long Term Care Insurance
    • ER Exams
    • CII ER1 Equity Release
    • FA Exams
    • CII FA1 Life Office Administration
    • CII FA2 Pensions Administration
    • IF Exams
    • CII IF1 Insurance Legal and Regulatory
    • CII IF2 General Insurance Business
    • CII IF3 Insurance Underwriting Process
    • CII IF4 Insurance Claims Handling Process
    • CII IF5 Motor Insurance Products
    • J0 Exams
    • CII J02 Trusts
    • CII J05 Pension Income Options
    • CII J07 Supervision in a Regulated Environment
    • CII J10 Discretionary Investment Management
    • CII J12 Securities Advice and Dealing
    • LP Exams
    • CII LP2 Financial Services Products and Solutions
    • R0 Exams
    • CII R01 Financial Services, Regulation and Ethics
    • CII R02 Investment Principles and Risk
    • CII R03 Personal Taxation
    • CII R04 Pensions and Retirement Planning
    • CII R05 Financial Protection
    • CII R06 Financial Planning Practice
    • CII R07 Advanced Mortgage Advice
  • CII Qualifications
    • CII Qualifications Overview
    • Advanced Diplomas
    • CII Advanced Diploma in Financial Planning
    • Awards
    • CII Award in Financial Administration
    • CII Award in Life and Pensions Foundations
    • CII Award in Long Term Care Insurance
    • CII Award in Regulated Pension Transfer Advice
    • Certificates
    • CII Certificate in Advanced Mortgage Advice
    • CII Certificate in Discretionary Investment Management
    • CII Certificate in Equity Release
    • CII Certificate in Financial Services
    • CII Certificate in Insurance
    • CII Certificate in Investment Operations
    • CII Certificate in Mortgage Advice
    • CII Certificate in Paraplanning
    • CII Certificate in Regulated Financial Services Operations
    • CII Certificate in Securities Advice and Dealing
    • Diplomas
    • CII Diploma in Financial Planning
    • CII Diploma in Regulated Financial Planning
  • Main Pages
  • Home
  • Blog
  • Corporate
  • FAQ
  • About
  • Contact
  • Home
  • Blog
  • Corporate
  • FAQs
  • About
  • Contact
Cart
Brand Financial Training
  • CII Exams
    • Exam-Col-01
      • AF Exams
      • CII AF1 Personal Tax and Trust Planning
      • CII AF4 Investment Planning
      • CII AF5 Financial Planning Process
      • CII AF7 Pension Transfers
      • CF Exams
      • CII CF1 UK Financial Services, Regulation and Ethics
      • CII CF6 Mortgage Advice
      • CII CF8 Long Term Care Insurance
      • ER Exams
      • CII ER1 Equity Release
      • FA Exams
      • CII FA1 Life Office Administration
      • CII FA2 Pensions Administration
    • Exam-Col-02
      • IF Exams
      • CII IF1 Insurance Legal and Regulatory
      • CII IF2 General Insurance Business
      • CII IF3 Insurance Underwriting Process
      • CII IF4 Insurance Claims Handling Process
      • CII IF5 Motor Insurance Products
      • J0 Exams
      • CII J02 Trusts
      • CII J05 Pension Income Options
      • CII J07 Supervision in a Regulated Environment
      • CII J10 Discretionary Investment Management
      • CII J12 Securities Advice and Dealing
      • LP Exams
      • CII LP2 Financial Services Products and Solutions
    • Exam-Col-03
      • R0 Exams
      • CII R01 Financial Services, Regulation and Ethics
      • CII R02 Investment Principles and Risk
      • CII R03 Personal Taxation
      • CII R04 Pensions and Retirement Planning
      • CII R05 Financial Protection
      • CII R06 Financial Planning Practice
      • CII R07 Advanced Mortgage Advice
      • Study Kit Box
  • CII Qualifications
    • Qual-Col-01
      • CII Qualifications Overview
      • CII Advanced Diploma in Financial Planning
      • CII Award in Financial Administration
      • CII Award in Life and Pensions Foundations
      • CII Award in Long Term Care Insurance
      • CII Award in Regulated Pension Transfer Advice
    • Qual-Col-02
      • CII Certificate in Advanced Mortgage Advice
      • CII Certificate in Discretionary Investment Management
      • CII Certificate in Equity Release
      • CII Certificate in Financial Services
      • CII Certificate in Insurance
      • CII Certificate in Investment Operations
      • CII Certificate in Mortgage Advice
      • CII Certificate in Paraplanning
      • CII Certificate in Regulated Financial Services Operations
      • CII Certificate in Securities Advice and Dealing
    • Qual-Col-03
      • CII Diploma in Financial Planning
      • CII Diploma in Regulated Financial Planning
Brand Financial Training > Exam Paper Reviews > Our Post-Exam Review of the October 2015 CII R06 Exam
  • Previous
  • Next
Our Post-Exam Review of the October 2015 CII R06 Exam
December 1, 2015
Our Post-Exam Review of the October 2015 CII R06 Exam

Our Post-Exam Review of the October 2015 CII R06 Exam

Posted by The Team at Brand Financial Training on December 1, 2015 in Exam Paper Reviews, R06
Last updated on September 25th, 2019 at 4:39 am
Our Post-Exam Review of the October 2015 CII R06 Exam

Now the CII have released the exam paper from their October R06 exam, it’s time to see how we did in our pre-exam analysis. You’ll want to read on if you’re planning to sit the CII R06 exam in the near future.

Case Study 1

Case study 1 focused on Kate, a divorced mum of two children. Her goals were to:

  1. Provide adequate financial protection until her children finish university.
  2. Arrange for the transfer of her ex-husband’s pension benefits.
  3. Purchase a buy-to-let property.
  4. Ensure she has an adequate income throughout her lifetime.

The exam followed a familiar format with the first question on fact finding. Fourteen marks were on offer to state the additional information needed to advise Kate on the first and fourth aim as set out above. In our analysis, we always start each aim with the fact-finding question – we know it’s going to come up, we just don’t know for which aim so we cover them all so the student is fully prepared.

The recommend and justify question was there too, although this time students had to recommend just one protection policy to cover both death and serious illness. This is a slight change from previous questions – often they separate out death and serious illness and want a product for each. In our analysis, we gave full details of the separate policies needed to cover death, illness and serious illness. All the student needed to do was add CIC to the life cover (which was given as an option) and use the same detail such as sum assured, indexation etc with the same justifications to get the marks on offer.

What followed was a bit of a mixed bag – most expected, some not. State benefits for example were there and the effect of divorce on wills and LPAs both of which we had covered, but we didn’t see the buy-to-let mortgage question coming, and we didn’t expect an IHT question for Kate either, however we did cover it for the second case study so students could easily have used the information provided for making gifts and funding using life assurance and used it to answer the question in case study 1.

Reading a review of October’s #CII #R06 Financial Planning Practice exam. Share on X

 

Case Study 2

So onto the next case study – this one focused on Jackie and Donald, both in their 50s with two independent children and four grandchildren.

Their goals were given as to:

  1. Ensure they have sufficient income in retirement
  2. Improve their tax efficiency
  3. Preserve the value of their estate for their children
  4. Invest in a socially responsible manner

The first question was on fact-finding again – this time to cover aim 1 above, and again we had this fully covered.

Students also had to provide seven pros and seven cons of using flexi-access drawdown rather than using an annuity. This was also fully expected and the information was covered using a table format for easy revision and replication in the exam.

The next couple of questions were on their second aim – students were asked to comment briefly on the suitability of their investments and recommend and justify how the tax efficiency of their investments could be improved. All of this was expected so fully covered.

There’s always a review question in R06 and often it’s asked in connection with the second case study – for this exam students had to identify seven issues relating to Donald retiring and entering into a FAD arrangement that should be discussed at the next annual review meeting. Our analysis always covers a review question and the answers just need to be adapted to ensure it’s relevant to the actual question being asked.

In summary, the October R06 paper was a fair one and we believe our analysis covered the main points in sufficient detail for students to have achieved a pass.

Grab the resources you need!

If you’re studying for your CII R06 exam, and you’re wanting to walk into the exam with an air of confidence, grab our free taster analysis to try out one of Brand Financial Training’s resources for yourself.  Click the link to download the R06 case study analysis taster now!

Click here to download our free taster analysis for CII R06Over to You…

If you’re planning on sitting R06 in January, what areas do you think will pose the greatest challenge for you?

Tags:CII R06 past exam papers, review of the October 2015 CII Ro6 exam paper

Related posts

  • Our Post-Exam Review of the April 2025 CII R06 Exam
    Our Post-Exam Review of the April 2025 CII R06 Exam
  • Our Post-Exam Review of the January 2025 CII R06 Exam
    Our Post-Exam Review of the January 2025 CII R06 Exam
  • Our Post-Exam Review of the October 2024 CII R06 Exam
    Our Post-Exam Review of the October 2024 CII R06 Exam
  • Our Post-Exam Review of the July 2024 CII R06 Exam
    Our Post-Exam Review of the July 2024 CII R06 Exam

Subscribe

Get new blog posts delivered straight to your inbox!

By ticking this box you are giving your consent for us to email you when a new post is published on our blog. We may also email you with additional information and offers that we believe may be of interest to you. We take your privacy very seriously and we will never share your personal information. You can unsubscribe from our emails at any time. For information about how we handle your data, please read our privacy notice.

Please tick the box to give your consent for us to email you when a new post is published on our blog. We may also email you with additional information and offers that we believe may be of interest to you. We take your privacy very seriously and we will never share your personal information. You can unsubscribe from our emails at any time. For information about how we handle your data, please read our privacy notice at https://brandft.co.uk/privacy-policy/

Search

To search our blog just enter a keyword and click search.

Latest Posts

  • Friday Five Focus on Regulation – 5 Questions in 5 Minutes – 18 Jul 2025
    By The Team at Brand Financial Training
    July 18, 2025
  • National Insurance Employment Allowance
    By The Team at Brand Financial Training
    July 15, 2025
  • Friday Five Focus on Protection – 5 Questions in 5 Minutes – 11 Jul 2025
    By The Team at Brand Financial Training
    July 11, 2025
  • Chargeable Events on Bonds Held in Trusts
    By The Team at Brand Financial Training
    July 8, 2025

Follow us

Categories

Archives


All content © Brand Financial Training Ltd, 2008-2024. Unauthorised use and/or duplication of this material without express and written permission from this blog’s author and/or owner is strictly prohibited.

Excerpts and links may be used, provided that full and clear credit is given to Brand Financial Training Ltd https://brandft.co.uk with appropriate and specific direction to the original content.

Contacts

Email :
Tel : +44 (0)345 680 1682
You can leave a voicemail for us but for the quickest response, please email our customer service team at the above email address, who will respond within 24 hours.

Calls are charged at the same rate as standard landline numbers. This rate will depend on your telephone provider and may be included in your tariff.

Newsletter

Stay up to date with our informative monthly newsletter tailored for you.

Learn more

We write for...

Logo: Money Marketing Logo: Professional Paraplanner Professional Paraplanner Awards 2021
Learn more

We support...

In Aid of Trussell Trust The Clothing Bank
Find out more about how we work to make a social impact.
Learn more

Home
About
Blog
Contact
Social Impact

Money back guarantee
Corporate
Help and FAQs
Learning Resource Updates

Email :
Tel : +44 (0)345 680 1682 (Voicemail only)

Calls are charged at the same rate as standard landline numbers. This rate will depend on your telephone provider and may be included in your tariff.

LinkedInLinkedInTwitter/XTwitter/X YouTubeYouTubeYouTubeYouTube

©2025 Brand Financial Training Ltd · Reg No: 7153959 · VAT No: 979 2499 45

Policies | Terms of use | Terms of sale | Privacy policy | Cookie policy