Home

  • CII Exams
    • AF Exams
    • CII AF1 Personal Tax and Trust Planning
    • CII AF4 Investment Planning
    • CII AF5 Financial Planning Process
    • CII AF7 Pension Transfers
    • CF Exams
    • CII CF1 UK Financial Services, Regulation and Ethics
    • CII CF6 Mortgage Advice
    • CII CF8 Long Term Care Insurance
    • ER Exams
    • CII ER1 Equity Release
    • FA Exams
    • CII FA1 Life Office Administration
    • CII FA2 Pensions Administration
    • IF Exams
    • CII IF1 Insurance Legal and Regulatory
    • CII IF2 General Insurance Business
    • CII IF3 Insurance Underwriting Process
    • CII IF4 Insurance Claims Handling Process
    • CII IF5 Motor Insurance Products
    • J0 Exams
    • CII J02 Trusts
    • CII J05 Pension Income Options
    • CII J07 Supervision in a Regulated Environment
    • CII J10 Discretionary Investment Management
    • CII J12 Securities Advice and Dealing
    • LP Exams
    • CII LP2 Financial Services Products and Solutions
    • R0 Exams
    • CII R01 Financial Services, Regulation and Ethics
    • CII R02 Investment Principles and Risk
    • CII R03 Personal Taxation
    • CII R04 Pensions and Retirement Planning
    • CII R05 Financial Protection
    • CII R06 Financial Planning Practice
    • CII R07 Advanced Mortgage Advice
  • CII Qualifications
    • CII Qualifications Overview
    • Advanced Diplomas
    • CII Advanced Diploma in Financial Planning
    • Awards
    • CII Award in Financial Administration
    • CII Award in Life and Pensions Foundations
    • CII Award in Long Term Care Insurance
    • CII Award in Regulated Pension Transfer Advice
    • Certificates
    • CII Certificate in Advanced Mortgage Advice
    • CII Certificate in Discretionary Investment Management
    • CII Certificate in Equity Release
    • CII Certificate in Financial Services
    • CII Certificate in Insurance
    • CII Certificate in Investment Operations
    • CII Certificate in Mortgage Advice
    • CII Certificate in Paraplanning
    • CII Certificate in Regulated Financial Services Operations
    • CII Certificate in Securities Advice and Dealing
    • Diplomas
    • CII Diploma in Financial Planning
    • CII Diploma in Regulated Financial Planning
  • Main Pages
  • Home
  • Blog
  • Corporate
  • FAQ
  • About
  • Contact
  • Home
  • Blog
  • Corporate
  • FAQs
  • About
  • Contact
Cart
Brand Financial Training
  • CII Exams
    • Exam-Col-01
      • AF Exams
      • CII AF1 Personal Tax and Trust Planning
      • CII AF4 Investment Planning
      • CII AF5 Financial Planning Process
      • CII AF7 Pension Transfers
      • CF Exams
      • CII CF1 UK Financial Services, Regulation and Ethics
      • CII CF6 Mortgage Advice
      • CII CF8 Long Term Care Insurance
      • ER Exams
      • CII ER1 Equity Release
      • FA Exams
      • CII FA1 Life Office Administration
      • CII FA2 Pensions Administration
    • Exam-Col-02
      • IF Exams
      • CII IF1 Insurance Legal and Regulatory
      • CII IF2 General Insurance Business
      • CII IF3 Insurance Underwriting Process
      • CII IF4 Insurance Claims Handling Process
      • CII IF5 Motor Insurance Products
      • J0 Exams
      • CII J02 Trusts
      • CII J05 Pension Income Options
      • CII J07 Supervision in a Regulated Environment
      • CII J10 Discretionary Investment Management
      • CII J12 Securities Advice and Dealing
      • LP Exams
      • CII LP2 Financial Services Products and Solutions
    • Exam-Col-03
      • R0 Exams
      • CII R01 Financial Services, Regulation and Ethics
      • CII R02 Investment Principles and Risk
      • CII R03 Personal Taxation
      • CII R04 Pensions and Retirement Planning
      • CII R05 Financial Protection
      • CII R06 Financial Planning Practice
      • CII R07 Advanced Mortgage Advice
      • Study Kit Box
  • CII Qualifications
    • Qual-Col-01
      • CII Qualifications Overview
      • CII Advanced Diploma in Financial Planning
      • CII Award in Financial Administration
      • CII Award in Life and Pensions Foundations
      • CII Award in Long Term Care Insurance
      • CII Award in Regulated Pension Transfer Advice
    • Qual-Col-02
      • CII Certificate in Advanced Mortgage Advice
      • CII Certificate in Discretionary Investment Management
      • CII Certificate in Equity Release
      • CII Certificate in Financial Services
      • CII Certificate in Insurance
      • CII Certificate in Investment Operations
      • CII Certificate in Mortgage Advice
      • CII Certificate in Paraplanning
      • CII Certificate in Regulated Financial Services Operations
      • CII Certificate in Securities Advice and Dealing
    • Qual-Col-03
      • CII Diploma in Financial Planning
      • CII Diploma in Regulated Financial Planning
Brand Financial Training > Exam Paper Reviews > Our Post-Exam Review of the CII’s July 2015 R06 Exam
  • Previous
  • Next
Our Post-Exam Review of the CII’s July 2015 R06 Exam
September 29, 2015
Our Post-Exam Review of the CII’s July 2015 R06 Exam

Our Post-Exam Review of the CII’s July 2015 R06 Exam

Posted by The Team at Brand Financial Training on September 29, 2015 in Exam Paper Reviews, R06
Last updated on September 25th, 2019 at 4:40 am
Our Post-Exam Review of the CII's Last R06 Exam

Now the CII have released the exam paper from their July R06 exam, it’s time to see how we did in our pre-exam analysis. You’ll want to read on if you’re planning to sit the CII R06 exam in the near future.

Case Study 1

Case study 1 focused on a married couple in their 50’s who owned a business between them which they were planning on selling when the husband reached 60. There was plenty to the case study and although clear instructions are always given as to what the financial aims are, you always need to be aware of the odd curve-ball question.

You might consider this to have come early in this paper as the first question gave 8 marks for explaining the benefits of using an IFA – it could have been worse and for many sitting the exam an absolute dream of a question – strangely it was asked in the April exam as well which makes us wonder whether it was actually answered that well. Anyway anyone using our analysis would have found the information needed in our generic section – a section which aims to include any of the potential areas that can apply to any case study.

The paper then drifted into the type of question we expect from R06; fact finding on retirement planning and maximising contributions before selling the business both of which were covered fully in our analysis. We also had a table which listed enough advantages and disadvantages to answer a following question on the pros and cons of making an in specie contribution of the business premises into a suitable pension.

Another big mark question was on assessing the suitability of their IP policies – we had information on Income Protection but didn’t specifically cover suitability. We did however cover in full the suitability of their existing investments which was questioned and covered easily enough with bullet points to give maximum marks on the pros and cons question of using a DFM. The final question tested entrepreneurs’ relief and anyone using our analysis would have had all the information needed to answer this one to get the 10 marks on offer.

All in all not bad questions most of which we had covered off in full.

Reading a review of July’s #CII #R06 Financial Planning Practice exam. Share on X

 

Case Study 2

Case study 2 can sometimes be the more challenging of the two scenarios – July’s paper focused on a couple who had two adult children and one grandson.

The first question was fact finding for the grandson’s university education – this was one of the aims so really should have been part of anyone’s preparation and was certainly part of ours and fully covered. The next question was made up of two parts and a hefty 12 marks were available for discretionary trusts and 7 marks for how level term can be used to mitigate IHT on gifts to children. We had information on the advantages of using a discretionary trust, but we were not prepared for the term assurance question.

The next question was all about the investments; students had to recommend and justify actions to take to improve tax efficiency – we had this fully covered but didn’t specifically talk about benefits of diversification, which was part of the same question. However most students at R06 level would have studied this in previous exams and should have had a good stab at the 7 marks on offer. There was also a ‘recommend and justify’ question on ways to reduce IHT, and we had this fully covered in our analysis as well as the information needed to answer the IHT calculation question. This time round the review question came in case study 2, and everyone should have achieved top marks for this.

All in all we consider this to have been another fair exam paper with not too many curve ball questions that could not have been answered without prior study, which has been the case in the past.

The pass mark for R06 is 55% and we are confident that anyone who used our analysis to prepare for their exam, should have easily achieved this.

Grab the resources you need!

If you’re studying for your CII R06 exam, and you’re wanting an edge in your preparation for the exam, grab our free taster analysis to try out one of Brand Financial Training’s resources for yourself.  Click the link to download the R06 case study analysis taster now!

Click here to download our free taster analysis for CII R06Over to You…

If you’re planning on sitting R06 in October, what areas do you think will pose the greatest challenge for you?

Tags:CII R06 past exam papers, review of July 2015 CII R06 exam paper

Related posts

  • Our Post-Exam Review of the April 2025 CII R06 Exam
    Our Post-Exam Review of the April 2025 CII R06 Exam
  • Our Post-Exam Review of the January 2025 CII R06 Exam
    Our Post-Exam Review of the January 2025 CII R06 Exam
  • Our Post-Exam Review of the October 2024 CII R06 Exam
    Our Post-Exam Review of the October 2024 CII R06 Exam
  • Our Post-Exam Review of the July 2024 CII R06 Exam
    Our Post-Exam Review of the July 2024 CII R06 Exam

Subscribe

Get new blog posts delivered straight to your inbox!

By ticking this box you are giving your consent for us to email you when a new post is published on our blog. We may also email you with additional information and offers that we believe may be of interest to you. We take your privacy very seriously and we will never share your personal information. You can unsubscribe from our emails at any time. For information about how we handle your data, please read our privacy notice.

Please tick the box to give your consent for us to email you when a new post is published on our blog. We may also email you with additional information and offers that we believe may be of interest to you. We take your privacy very seriously and we will never share your personal information. You can unsubscribe from our emails at any time. For information about how we handle your data, please read our privacy notice at https://brandft.co.uk/privacy-policy/

Search

To search our blog just enter a keyword and click search.

Latest Posts

  • Friday Five Focus on Investments – 5 Questions in 5 Minutes – 20 Jun 2025
    By The Team at Brand Financial Training
    June 20, 2025
  • Our Post-Exam Review of the April 2025 CII R06 Exam
    By The Team at Brand Financial Training
    June 17, 2025
  • Friday Five Focus on Regulation – 5 Questions in 5 Minutes – 13 Jun 2025
    By The Team at Brand Financial Training
    June 13, 2025
  • Newsletter for June 2025
    By The Team at Brand Financial Training
    June 10, 2025

Follow us

Categories

Archives


All content © Brand Financial Training Ltd, 2008-2024. Unauthorised use and/or duplication of this material without express and written permission from this blog’s author and/or owner is strictly prohibited.

Excerpts and links may be used, provided that full and clear credit is given to Brand Financial Training Ltd https://brandft.co.uk with appropriate and specific direction to the original content.

Contacts

Email :
Tel : +44 (0)345 680 1682
You can leave a voicemail for us but for the quickest response, please email our customer service team at the above email address, who will respond within 24 hours.

Calls are charged at the same rate as standard landline numbers. This rate will depend on your telephone provider and may be included in your tariff.

Newsletter

Stay up to date with our informative monthly newsletter tailored for you.

Learn more

We write for...

Logo: Money Marketing Logo: Professional Paraplanner Professional Paraplanner Awards 2021
Learn more

We support...

In Aid of Trussell Trust In Aid of Refuge Together we will end homelessness
UNICEF UK Ukraine Appeal, Save the Children Gaza Appeal
Find out more about how we work to make a social impact.
Learn more

Home
About
Blog
Contact
Social Impact

Money back guarantee
Corporate
Help and FAQs
Learning Resource Updates

Email :
Tel : +44 (0)345 680 1682 (Voicemail only)

Calls are charged at the same rate as standard landline numbers. This rate will depend on your telephone provider and may be included in your tariff.

LinkedInLinkedInTwitter/XTwitter/X YouTubeYouTubeYouTubeYouTube

©2025 Brand Financial Training Ltd · Reg No: 7153959 · VAT No: 979 2499 45

Policies | Terms of use | Terms of sale | Privacy policy | Cookie policy