R05
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September 10, 2024
Understanding the Financial Ombudsman Service
In this article, we look at the Financial Ombudsman Service (FOS), focusing in particular on the process to be...
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September 3, 2024
The Main Changes in the 2024-25 CII R05 Study Text
Here, we take a look at the main changes that you’ll come across in the 2024/25 version of the...
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August 13, 2024
Brand Bitesize: Gift Inter Vivos Policies
To help you prepare for your CII R05 exam, this Brand Bitesize video explains gift inter vivos policies -...
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July 23, 2024
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July 23, 2024
The Life Cycles That Impact Protection Levels
Both CF1 and R01 use the concept of life cycles to illustrate factors that impact on the level of...
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April 11, 2023
Getting a Good Grasp of the Two Types of Lasting Power of Attorney
A Lasting Power of Attorney, commonly shortened to LPA, gives someone else the legal authority to look after your...
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October 28, 2022
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October 27, 2022
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October 25, 2022
Inheritance Tax and Exempt Transfers
For inheritance tax (IHT) purposes, gifts fall into one of three categories: exempt transfers, potentially exempt transfers (PETs), and...
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July 26, 2022
Getting to Know the Main Types of Long-Term Care Insurance
Last week, we looked at State benefits for long-term care. In this article, we review the main types of...
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July 19, 2022
State Benefits Pertaining to Long-Term Care
There are a number of State benefits potentially claimable by those in need of long-term care (whatever their age)...
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June 21, 2022
The Features and Benefits of a Family Income Benefit Policy
Family income benefit is most likely to be tested in the CII R05 exam. You might also find that...
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November 30, 2021
How to Avoid the High Income Child Benefit Tax Charge
The High Income Child Benefit Tax Charge can be tested in the CII R01, R03, R05, R06, AF1, and...
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October 12, 2021
Getting Back to Basics on Property Ownership
In a recent CII written exam, the property owned by a husband and wife was held as tenants in...
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August 3, 2021
The Importance of Writing Individually Owned Life Policies Under Trust
In this article, we discuss replacing death in service benefits with an individually owned life assurance policy and the...
