Home

  • CII Exams
    • AF Exams
    • CII AF1 Personal Tax and Trust Planning
    • CII AF4 Investment Planning
    • CII AF5 Financial Planning Process
    • CII AF7 Pension Transfers
    • CF Exams
    • CII CF1 UK Financial Services, Regulation and Ethics
    • CII CF6 Mortgage Advice
    • CII CF8 Long Term Care Insurance
    • ER Exams
    • CII ER1 Equity Release
    • FA Exams
    • CII FA1 Life Office Administration
    • CII FA2 Pensions Administration
    • IF Exams
    • CII IF1 Insurance Legal and Regulatory
    • CII IF2 General Insurance Business
    • CII IF3 Insurance Underwriting Process
    • CII IF4 Insurance Claims Handling Process
    • CII IF5 Motor Insurance Products
    • J0 Exams
    • CII J02 Trusts
    • CII J05 Pension Income Options
    • CII J07 Supervision in a Regulated Environment
    • CII J10 Discretionary Investment Management
    • CII J12 Securities Advice and Dealing
    • LP Exams
    • CII LP2 Financial Services Products and Solutions
    • R0 Exams
    • CII R01 Financial Services, Regulation and Ethics
    • CII R02 Investment Principles and Risk
    • CII R03 Personal Taxation
    • CII R04 Pensions and Retirement Planning
    • CII R05 Financial Protection
    • CII R06 Financial Planning Practice
    • CII R07 Advanced Mortgage Advice
  • CII Qualifications
    • CII Qualifications Overview
    • Advanced Diplomas
    • CII Advanced Diploma in Financial Planning
    • Awards
    • CII Award in Financial Administration
    • CII Award in Life and Pensions Foundations
    • CII Award in Long Term Care Insurance
    • CII Award in Regulated Pension Transfer Advice
    • Certificates
    • CII Certificate in Advanced Mortgage Advice
    • CII Certificate in Discretionary Investment Management
    • CII Certificate in Equity Release
    • CII Certificate in Financial Services
    • CII Certificate in Insurance
    • CII Certificate in Investment Operations
    • CII Certificate in Mortgage Advice
    • CII Certificate in Paraplanning
    • CII Certificate in Regulated Financial Services Operations
    • CII Certificate in Securities Advice and Dealing
    • Diplomas
    • CII Diploma in Financial Planning
    • CII Diploma in Regulated Financial Planning
  • Main Pages
  • Home
  • Blog
  • Corporate
  • FAQ
  • About
  • Contact
  • Home
  • Blog
  • Corporate
  • FAQs
  • About
  • Contact
Cart
Brand Financial Training
  • CII Exams
    • Exam-Col-01
      • AF Exams
      • CII AF1 Personal Tax and Trust Planning
      • CII AF4 Investment Planning
      • CII AF5 Financial Planning Process
      • CII AF7 Pension Transfers
      • CF Exams
      • CII CF1 UK Financial Services, Regulation and Ethics
      • CII CF6 Mortgage Advice
      • CII CF8 Long Term Care Insurance
      • ER Exams
      • CII ER1 Equity Release
      • FA Exams
      • CII FA1 Life Office Administration
      • CII FA2 Pensions Administration
    • Exam-Col-02
      • IF Exams
      • CII IF1 Insurance Legal and Regulatory
      • CII IF2 General Insurance Business
      • CII IF3 Insurance Underwriting Process
      • CII IF4 Insurance Claims Handling Process
      • CII IF5 Motor Insurance Products
      • J0 Exams
      • CII J02 Trusts
      • CII J05 Pension Income Options
      • CII J07 Supervision in a Regulated Environment
      • CII J10 Discretionary Investment Management
      • CII J12 Securities Advice and Dealing
      • LP Exams
      • CII LP2 Financial Services Products and Solutions
    • Exam-Col-03
      • R0 Exams
      • CII R01 Financial Services, Regulation and Ethics
      • CII R02 Investment Principles and Risk
      • CII R03 Personal Taxation
      • CII R04 Pensions and Retirement Planning
      • CII R05 Financial Protection
      • CII R06 Financial Planning Practice
      • CII R07 Advanced Mortgage Advice
      • Study Kit Box
  • CII Qualifications
    • Qual-Col-01
      • CII Qualifications Overview
      • CII Advanced Diploma in Financial Planning
      • CII Award in Financial Administration
      • CII Award in Life and Pensions Foundations
      • CII Award in Long Term Care Insurance
      • CII Award in Regulated Pension Transfer Advice
    • Qual-Col-02
      • CII Certificate in Advanced Mortgage Advice
      • CII Certificate in Discretionary Investment Management
      • CII Certificate in Equity Release
      • CII Certificate in Financial Services
      • CII Certificate in Insurance
      • CII Certificate in Investment Operations
      • CII Certificate in Mortgage Advice
      • CII Certificate in Paraplanning
      • CII Certificate in Regulated Financial Services Operations
      • CII Certificate in Securities Advice and Dealing
    • Qual-Col-03
      • CII Diploma in Financial Planning
      • CII Diploma in Regulated Financial Planning
Brand Financial Training > Diploma Level Exams > Post-exam Analysis of the January 2015 CII R06 Exam
  • Previous
  • Next
Post-exam Analysis of the January 2015 CII R06 Exam
March 24, 2015
Post-exam Analysis of the January 2015 CII R06 Exam

Post-exam Analysis of the January 2015 CII R06 Exam

Posted by The Team at Brand Financial Training on March 24, 2015 in Diploma Level Exams, R06
Last updated on September 25th, 2019 at 4:42 am
Post-exam Analysis of the January 2015 CII R06 Exam

Now that we have access to the questions that were posed to delegates sitting the January 2015 R06 exam, it’s time to see how we did in our pre-exam analysis. If you’re sitting the CII R06 exam in April, then you’ll want to read this.

Case Study 1

This focused on Dennis and Alice, a married couple with two dependent children.
The first question was ‘state the additional information you would need ……… if either of them were to suffer a critical illness’.  The first question in our analysis was the same, although we had included death as well. That’s 10 marks in the bag – what a great start, enabling the candidate to tackle the first question with confidence – just what you need in a 3-hour written paper!

The second question was the ‘recommend and justify question’, and for this couple, it focused on a suitable protection policy if either was to suffer a critical illness.  Our second question covered this in full too, meaning the 12 marks on offer could comfortably have been achieved.

It was a challenge to know what would be asked on the client’s maturing fixed term building society deposit account.  We had a ‘comment on’ question in our analysis as well as other information including taxation.  Delegates using just our analysis would have scored around half of the marks on offer.

Delegates then had to suggest how the unit trusts could be transferred to NISAs whilst minimising CGT, and our section on the investments that Dennis held, specifically mentioned gradually transferring his unit trust holding into NISAs.  The well prepared candidate could have expanded this to pick up some of the marks here.

We covered half of question 5 in full regarding the pension objective but didn’t predict that a question on auto-enrolment would come up.

To end the first case study well, the 10-point question on how Alice’s estate would be distributed if she died, was well covered by our analysis, enabling candidates to achieve top marks.

Case Study 2

Moving onto case study 2, and it seemed that most curve balls in this paper seemed to arise with this couple, Martin and Julie.  Generic information that is hard, if not impossible to predict, was tested, such as the main steps of the financial planning process, how the clients would pay the adviser and the eligibility criteria for SSP.  We may not have covered these specifically, but most advisers would be able to use their own knowledge to pick up some of the points on offer.

The rest, we were pleased to see, followed the usual format of explaining why a particular product would suit the client and how they could improve the tax efficiency of their portfolio.  Luckily these were big point questions so 25 marks should easily have been achieved using our analysis just on those two questions. The paper then moved onto how the grandchildren could be looked after in terms of investment, and again we had given full information on JISAs and how to use a discretionary trust, both of which were examined and would have achieved good marks.

The pass mark for R06 is 55%, and we are confident that anyone that used our analysis to prepare for their exam should have easily achieved this.

Grab the resources you need!

If you’re studying for your R06 exam, and you feel you need an added boost in your revision, grab our free case study analysis, from an earlier exam sitting, to see the analysis layout and content style for yourself.  Click the link to download the R06 free fact-find analysis now!

 

Click here to download our free taster analysis for CII R06

Over to you…

If you’re sitting the exam in April, do you feel you have a handle on it? If not, what worries you most about taking the exam?

Tags:comparison of Brand Financial Training's R06 case study analysis to actual questions on the exam, questions that appeared on the CII R06 exam in January 2015

Related posts

  • Post-exam Analysis of the April 2015 CII R06 Exam
    Post-exam Analysis of the April 2015 CII R06 Exam

Subscribe

Get new blog posts delivered straight to your inbox!

By ticking this box you are giving your consent for us to email you when a new post is published on our blog. We may also email you with additional information and offers that we believe may be of interest to you. We take your privacy very seriously and we will never share your personal information. You can unsubscribe from our emails at any time. For information about how we handle your data, please read our privacy notice.

Please tick the box to give your consent for us to email you when a new post is published on our blog. We may also email you with additional information and offers that we believe may be of interest to you. We take your privacy very seriously and we will never share your personal information. You can unsubscribe from our emails at any time. For information about how we handle your data, please read our privacy notice at https://brandft.co.uk/privacy-policy/

Search

To search our blog just enter a keyword and click search.

Latest Posts

  • Friday Five Focus on Regulation – 5 Questions in 5 Minutes – 18 Jul 2025
    By The Team at Brand Financial Training
    July 18, 2025
  • National Insurance Employment Allowance
    By The Team at Brand Financial Training
    July 15, 2025
  • Friday Five Focus on Protection – 5 Questions in 5 Minutes – 11 Jul 2025
    By The Team at Brand Financial Training
    July 11, 2025
  • Chargeable Events on Bonds Held in Trusts
    By The Team at Brand Financial Training
    July 8, 2025

Follow us

Categories

Archives


All content © Brand Financial Training Ltd, 2008-2024. Unauthorised use and/or duplication of this material without express and written permission from this blog’s author and/or owner is strictly prohibited.

Excerpts and links may be used, provided that full and clear credit is given to Brand Financial Training Ltd https://brandft.co.uk with appropriate and specific direction to the original content.

Contacts

Email :
Tel : +44 (0)345 680 1682
You can leave a voicemail for us but for the quickest response, please email our customer service team at the above email address, who will respond within 24 hours.

Calls are charged at the same rate as standard landline numbers. This rate will depend on your telephone provider and may be included in your tariff.

Newsletter

Stay up to date with our informative monthly newsletter tailored for you.

Learn more

We write for...

Logo: Money Marketing Logo: Professional Paraplanner Professional Paraplanner Awards 2021
Learn more

We support...

In Aid of Trussell Trust The Clothing Bank
Find out more about how we work to make a social impact.
Learn more

Home
About
Blog
Contact
Social Impact

Money back guarantee
Corporate
Help and FAQs
Learning Resource Updates

Email :
Tel : +44 (0)345 680 1682 (Voicemail only)

Calls are charged at the same rate as standard landline numbers. This rate will depend on your telephone provider and may be included in your tariff.

LinkedInLinkedInTwitter/XTwitter/X YouTubeYouTubeYouTubeYouTube

©2025 Brand Financial Training Ltd · Reg No: 7153959 · VAT No: 979 2499 45

Policies | Terms of use | Terms of sale | Privacy policy | Cookie policy