J05
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February 27, 2024
A Closer Look at Purchased Life Annuities
In this article, we look at purchased life annuities, focusing in particular on their taxation and the reasons for...
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January 16, 2024
The CII J05 September 2023 Exam in Review
In this article, we’re looking at the CII’s Diploma in Financial Planning J05 exam paper that students sat in...
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November 14, 2023
CII Exam Combinations to Consider
For those of you starting to plan your exam journey for 2024, you’ll be pleased to hear the CII...
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November 7, 2023
A Triple-Locked Secured Income… But For How Long?
There hasn’t been much good news around for pensioners over the last couple of years, but the State Pension...
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October 10, 2023
Navigating Recent Changes to the Lifetime Allowance, PCLS, and Death Benefits
The legislation to abolish the lifetime allowance has now been formally passed through Parliament. That’s one headache gone… isn’t...
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July 25, 2023
Drawdown Investment Pathways Explained: Essential Knowledge for CII Pensions Exams
Here, we delve into the intricacies of the investment pathways introduced by the Financial Conduct Authority (FCA) within recent...
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July 18, 2023
A Look at Recent Past Papers for the CII J05 Exam – July 2023
In this article, we are taking a look at the questions asked in four recent exam papers of the...
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July 4, 2023
Exploring Recent Changes to the Pension Commencement Lump Sum
In the ever-changing landscape of pensions, recent developments have shaken up the system, leaving many individuals wondering about the...
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June 27, 2023
The Hidden Benefits of Class 3 National Insurance Contributions
National insurance is commonly perceived as just another tax, but its true value lies in being a remarkable investment...
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June 13, 2023
Safe Withdrawal Rate Explained
Financial advisers have a crucial role in developing a sustainable withdrawal strategy (i.e., a ‘safe withdrawal rate’ ) for...
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June 6, 2023
The CII J05 March 2023 Exam in Review
In this article, we’re looking at the CII’s Diploma in Financial Planning J05 exam paper that students sat in...
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March 21, 2023
What big pensions shake-up was announced in Spring Budget ’23?
During the spring budget 2023, Chancellor Jeremy Hunt announced the biggest shake-up to the pensions system since the freedoms...
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December 13, 2022
Brand Bitesize: Defined Benefit Commutation Factor
For those who are studying for any of the CII's R04, J05, or AF7 exams, this might be a...
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December 8, 2022
The CII J05 September 2022 Exam in Review
In this article, we’re looking at the CII’s Diploma in Financial Planning J05 exam paper that students sat in...
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August 30, 2022
A Look at Recent Past Papers for the CII J05 Exam
In this article, we are taking a look at the questions asked in four recent exam papers of the...
