J05
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July 4, 2023
Exploring Recent Changes to the Pension Commencement Lump Sum
In the ever-changing landscape of pensions, recent developments have shaken up the system, leaving many individuals wondering about the...
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June 27, 2023
The Hidden Benefits of Class 3 National Insurance Contributions
National insurance is commonly perceived as just another tax, but its true value lies in being a remarkable investment...
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June 13, 2023
Safe Withdrawal Rate Explained
Financial advisers have a crucial role in developing a sustainable withdrawal strategy (i.e., a ‘safe withdrawal rate’ ) for...
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June 6, 2023
The CII J05 March 2023 Exam in Review
In this article, we’re looking at the CII’s Diploma in Financial Planning J05 exam paper that students sat in...
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March 21, 2023
What big pensions shake-up was announced in Spring Budget ’23?
During the spring budget 2023, Chancellor Jeremy Hunt announced the biggest shake-up to the pensions system since the freedoms...
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December 13, 2022
Brand Bitesize: Defined Benefit Commutation Factor
For those who are studying for any of the CII's R04, J05, or AF7 exams, this might be a...
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December 8, 2022
The CII J05 September 2022 Exam in Review
In this article, we’re looking at the CII’s Diploma in Financial Planning J05 exam paper that students sat in...