Home

  • CII Exams
    • AF Exams
    • CII AF1 Personal Tax and Trust Planning
    • CII AF4 Investment Planning
    • CII AF5 Financial Planning Process
    • CII AF7 Pension Transfers
    • CF Exams
    • CII CF1 UK Financial Services, Regulation and Ethics
    • CII CF6 Mortgage Advice
    • CII CF8 Long Term Care Insurance
    • ER Exams
    • CII ER1 Equity Release
    • FA Exams
    • CII FA1 Life Office Administration
    • CII FA2 Pensions Administration
    • IF Exams
    • CII IF1 Insurance Legal and Regulatory
    • CII IF2 General Insurance Business
    • CII IF3 Insurance Underwriting Process
    • CII IF4 Insurance Claims Handling Process
    • CII IF5 Motor Insurance Products
    • J0 Exams
    • CII J02 Trusts
    • CII J05 Pension Income Options
    • CII J07 Supervision in a Regulated Environment
    • CII J10 Discretionary Investment Management
    • CII J12 Securities Advice and Dealing
    • LP Exams
    • CII LP2 Financial Services Products and Solutions
    • R0 Exams
    • CII R01 Financial Services, Regulation and Ethics
    • CII R02 Investment Principles and Risk
    • CII R03 Personal Taxation
    • CII R04 Pensions and Retirement Planning
    • CII R05 Financial Protection
    • CII R06 Financial Planning Practice
    • CII R07 Advanced Mortgage Advice
  • CII Qualifications
    • CII Qualifications Overview
    • Advanced Diplomas
    • CII Advanced Diploma in Financial Planning
    • Awards
    • CII Award in Financial Administration
    • CII Award in Life and Pensions Foundations
    • CII Award in Long Term Care Insurance
    • CII Award in Regulated Pension Transfer Advice
    • Certificates
    • CII Certificate in Advanced Mortgage Advice
    • CII Certificate in Discretionary Investment Management
    • CII Certificate in Equity Release
    • CII Certificate in Financial Services
    • CII Certificate in Insurance
    • CII Certificate in Investment Operations
    • CII Certificate in Mortgage Advice
    • CII Certificate in Paraplanning
    • CII Certificate in Regulated Financial Services Operations
    • CII Certificate in Securities Advice and Dealing
    • Diplomas
    • CII Diploma in Financial Planning
    • CII Diploma in Regulated Financial Planning
  • Main Pages
  • Home
  • Blog
  • Corporate
  • FAQ
  • About
  • Contact
  • Home
  • Blog
  • Corporate
  • FAQs
  • About
  • Contact
Cart
Brand Financial Training
  • CII Exams
    • Exam-Col-01
      • AF Exams
      • CII AF1 Personal Tax and Trust Planning
      • CII AF4 Investment Planning
      • CII AF5 Financial Planning Process
      • CII AF7 Pension Transfers
      • CF Exams
      • CII CF1 UK Financial Services, Regulation and Ethics
      • CII CF6 Mortgage Advice
      • CII CF8 Long Term Care Insurance
      • ER Exams
      • CII ER1 Equity Release
      • FA Exams
      • CII FA1 Life Office Administration
      • CII FA2 Pensions Administration
    • Exam-Col-02
      • IF Exams
      • CII IF1 Insurance Legal and Regulatory
      • CII IF2 General Insurance Business
      • CII IF3 Insurance Underwriting Process
      • CII IF4 Insurance Claims Handling Process
      • CII IF5 Motor Insurance Products
      • J0 Exams
      • CII J02 Trusts
      • CII J05 Pension Income Options
      • CII J07 Supervision in a Regulated Environment
      • CII J10 Discretionary Investment Management
      • CII J12 Securities Advice and Dealing
      • LP Exams
      • CII LP2 Financial Services Products and Solutions
    • Exam-Col-03
      • R0 Exams
      • CII R01 Financial Services, Regulation and Ethics
      • CII R02 Investment Principles and Risk
      • CII R03 Personal Taxation
      • CII R04 Pensions and Retirement Planning
      • CII R05 Financial Protection
      • CII R06 Financial Planning Practice
      • CII R07 Advanced Mortgage Advice
      • Study Kit Box
  • CII Qualifications
    • Qual-Col-01
      • CII Qualifications Overview
      • CII Advanced Diploma in Financial Planning
      • CII Award in Financial Administration
      • CII Award in Life and Pensions Foundations
      • CII Award in Long Term Care Insurance
      • CII Award in Regulated Pension Transfer Advice
    • Qual-Col-02
      • CII Certificate in Advanced Mortgage Advice
      • CII Certificate in Discretionary Investment Management
      • CII Certificate in Equity Release
      • CII Certificate in Financial Services
      • CII Certificate in Insurance
      • CII Certificate in Investment Operations
      • CII Certificate in Mortgage Advice
      • CII Certificate in Paraplanning
      • CII Certificate in Regulated Financial Services Operations
      • CII Certificate in Securities Advice and Dealing
    • Qual-Col-03
      • CII Diploma in Financial Planning
      • CII Diploma in Regulated Financial Planning
Brand Financial Training > Diploma Level Exams > The CII J11 October 2019 Exam in Review
  • Previous
  • Next
The CII J11 October 2019 Exam in Review
January 30, 2020
The CII J11 October 2019 Exam in Review

The CII J11 October 2019 Exam in Review

Posted by The Team at Brand Financial Training on January 30, 2020 in Diploma Level Exams, Exam Paper Reviews, J11
The CII J11 October 2019 Exam in Review

The J11 exam (wrap and platform services) is the next exam paper from the October sitting to have a look at in our analysis of past papers. Planning to sit the next J11 exam? This will help you.

Two hours are allowed for this paper, which is made up of short-answer questions and two essay questions – carrying a total of 110 marks. Section A has 50 marks and Section B has 60 marks.

This was the penultimate sitting, with the exam being withdrawn after the last sitting in April 2020.

The paper from October 2019 can be found here.

Section A

The first section is comprised of 6 questions:

Question 1 asked for ways in which a platform can support an adviser in delivering a centralised investment proposition to their client bank.  This seemed a familiar start to the exam and was for 10 marks.

Next, delegates had to identify the risks of being able to transact on an execution-only basis both to the client and the adviser.

Question 3 asked for a description of the systems and controls that a platform should have in place to prevent money laundering and financial crime.

Next, candidates had to state the disadvantages of using a third-party wrapper for an IFA using a platform and outline the FSCS limits for collectives held in an ISA.

Question 5 asked for the benefits to employees of having a workplace ISA available to them compared to them holding it direct with a single fund manager.  Secondly, candidates had to explain the main risks a platform would face after dealing with issues migrating its technology.

The final question in the section was a straightforward one and asked for six transaction charges that might be applicable on platforms.

Section B

Onto Section B and the first case study involved a firm with mainly clients in decumulation looking to adopt a new platform.  The questions tested:

  • business risk and how it could be mitigated
  • pension withdrawal options and their tax treatment for clients
  • factors the firm should take into account when moving the clients who are taking income to the new platform
  • the main areas typically covered in a platform’s terms and conditions

The next case study involved a firm buying a sole trader IFA business who had a different type of client base and so were looking to offer a second platform for those clients.  The questions tested:

  • the main areas that should be considered when undertaking due diligence on the potential new platform provider
  • ways in which a platform could help increase engagement with the new client group
  • the main benefits to the new client group of using a platform compared to directly held funds

All in all, this seemed like a fair paper testing a mixture of technical and advisory based knowledge.

A review of the October 19 #CII #J11 exam paper Share on X

 

Comparison with the April 2019 Paper

Let’s look at the paper from April and see what was tested then; the paper can be found here:

  • Benefits to a firm of incorporating a platform into its overall proposition
  • Custody services undertaken by a platform’s custodian
  • Main legal and regulatory safeguards that would help protect client assets
  • Main due diligence factors a firm would focus on relating to a technology provider
  • The main rules governing the contributions to and withdrawals from a LISA
  • How a platform could help meet a company’s workplace pension obligations
  • The main platform features to be considered when assessing suitability
  • The factors relevant when constructing an asset allocation to generate income
  • Main risks to the adviser and the client from use of a platform’s income tool
  • The income options available from wrappers and their tax treatment
  • Ongoing fund charges that could be paid within the investments
  • How a client can pay an IFA including how each operates

As mentioned already, there is only one more sitting of the J11 exam, so anyone thinking of taking it should prepare a comprehensive study plan, which covers all the learning outcomes, and as part of their study plan use as many of the past exam guides as possible.

Good luck to those planning on taking the last J11 exam!

Grab the resources you need!

If you’re studying for your CII J11 exam, and you’re concerned about the outcome, grab our free taster to try out one of Brand Financial Training’s mock exam papers for yourself.  Click the link to download the J11 mock exam taster now!

Click here to download our free taster mock paper for CII J11

Tags:J11 past papers, review of October 2019 CII J11 exam paper, study for CII J11 exam

Related posts

  • The CII J11 October 2020 Exam in Review
    The CII J11 October 2020 Exam in Review
  • The CII J11 April 2019 Exam in Review
    The CII J11 April 2019 Exam in Review
  • The CII J11 October 2018 Exam in Review
    The CII J11 October 2018 Exam in Review
  • The CII J11 April 2018 Exam in Review
    The CII J11 April 2018 Exam in Review

Subscribe

Get new blog posts delivered straight to your inbox!

By ticking this box you are giving your consent for us to email you when a new post is published on our blog. We may also email you with additional information and offers that we believe may be of interest to you. We take your privacy very seriously and we will never share your personal information. You can unsubscribe from our emails at any time. For information about how we handle your data, please read our privacy notice.

Please tick the box to give your consent for us to email you when a new post is published on our blog. We may also email you with additional information and offers that we believe may be of interest to you. We take your privacy very seriously and we will never share your personal information. You can unsubscribe from our emails at any time. For information about how we handle your data, please read our privacy notice at https://brandft.co.uk/privacy-policy/

Search

To search our blog just enter a keyword and click search.

Latest Posts

  • Friday Five Focus on Regulation – 5 Questions in 5 Minutes – 18 Jul 2025
    By The Team at Brand Financial Training
    July 18, 2025
  • National Insurance Employment Allowance
    By The Team at Brand Financial Training
    July 15, 2025
  • Friday Five Focus on Protection – 5 Questions in 5 Minutes – 11 Jul 2025
    By The Team at Brand Financial Training
    July 11, 2025
  • Chargeable Events on Bonds Held in Trusts
    By The Team at Brand Financial Training
    July 8, 2025

Follow us

Categories

Archives


All content © Brand Financial Training Ltd, 2008-2024. Unauthorised use and/or duplication of this material without express and written permission from this blog’s author and/or owner is strictly prohibited.

Excerpts and links may be used, provided that full and clear credit is given to Brand Financial Training Ltd https://brandft.co.uk with appropriate and specific direction to the original content.

Contacts

Email :
Tel : +44 (0)345 680 1682
You can leave a voicemail for us but for the quickest response, please email our customer service team at the above email address, who will respond within 24 hours.

Calls are charged at the same rate as standard landline numbers. This rate will depend on your telephone provider and may be included in your tariff.

Newsletter

Stay up to date with our informative monthly newsletter tailored for you.

Learn more

We write for...

Logo: Money Marketing Logo: Professional Paraplanner Professional Paraplanner Awards 2021
Learn more

We support...

In Aid of Trussell Trust The Clothing Bank
Find out more about how we work to make a social impact.
Learn more

Home
About
Blog
Contact
Social Impact

Money back guarantee
Corporate
Help and FAQs
Learning Resource Updates

Email :
Tel : +44 (0)345 680 1682 (Voicemail only)

Calls are charged at the same rate as standard landline numbers. This rate will depend on your telephone provider and may be included in your tariff.

LinkedInLinkedInTwitter/XTwitter/X YouTubeYouTubeYouTubeYouTube

©2025 Brand Financial Training Ltd · Reg No: 7153959 · VAT No: 979 2499 45

Policies | Terms of use | Terms of sale | Privacy policy | Cookie policy