R04
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February 27, 2024
A Closer Look at Purchased Life Annuities
In this article, we look at purchased life annuities, focusing in particular on their taxation and the reasons for...
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February 6, 2024
When ‘Guaranteed’ May Not Actually Mean Guaranteed
Here, we discuss a concerning trend where some pension trustees revisit transfer values, demanding repayment years later. This is...
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January 30, 2024
The Pension Protection Fund: A True Lifeboat in Stormy Times
Those studying for the CII R04 and AF7 exam will need a thorough understanding of the Pension Protection Fund...
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December 12, 2023
Auto-Enrolment: Understanding Today’s Rules and Tomorrow’s Changes
In this article, we explore the dynamic changes in auto-enrolment relevant to CII R04 candidates. Learn about the current...
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November 21, 2023
Class 3 National Insurance: The Opportunity Remains
Class 3 National Insurance contributions are one of the most lucrative investment opportunities your clients could ever come across....
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November 14, 2023
Brand Bitesize: Sharpe Ratio
In this Brand Bitesize video, we talk about Sharpe Ratio. This is useful for CII R02, J10, J12, or...
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November 7, 2023
A Triple-Locked Secured Income… But For How Long?
There hasn’t been much good news around for pensioners over the last couple of years, but the State Pension...
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October 10, 2023
Navigating Recent Changes to the Lifetime Allowance, PCLS, and Death Benefits
The legislation to abolish the lifetime allowance has now been formally passed through Parliament. That’s one headache gone… isn’t...
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September 26, 2023
You Can Never Do Too Many Pension Questions!
Due to take the CII R04 exam any time soon? Capped drawdown may not be an option for clients...
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September 12, 2023
Brand Bitesize: Pension Carry Forward
In this Brand Bitesize video, we talk about the basic criteria that must be met for pension carry forward...
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July 25, 2023
Drawdown Investment Pathways Explained: Essential Knowledge for CII Pensions Exams
Here, we delve into the intricacies of the investment pathways introduced by the Financial Conduct Authority (FCA) within recent...
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July 4, 2023
Exploring Recent Changes to the Pension Commencement Lump Sum
In the ever-changing landscape of pensions, recent developments have shaken up the system, leaving many individuals wondering about the...
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June 27, 2023
The Hidden Benefits of Class 3 National Insurance Contributions
National insurance is commonly perceived as just another tax, but its true value lies in being a remarkable investment...
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June 13, 2023
Brand Bitesize: Self-Assessment
In this Brand Bitesize video, we take a look at self-assessment – relevant to CII exam R03, but also...
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June 13, 2023
Safe Withdrawal Rate Explained
Financial advisers have a crucial role in developing a sustainable withdrawal strategy (i.e., a ‘safe withdrawal rate’ ) for...
