Search results for "AF4"
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A Timely Look at Deflation – CII R02, J10, J12, AF4
Inflation is something we are reminded of throughout many of the CII manuals – mostly within the investment modules, but also it crops up in others, so we know what inflation is and we know it should be of some concern to investors. It’s deflation though, that is currently in the news and up until now, this is something we […] -
Capital Gains Tax Considerations on an Investment Account
Using a partner’s lower tax status is now less attractive than it used to be for capital gains tax planning. However there are still two personal tax allowances that can be used. Note the 2016/17 changes are examinable by the CII from 1 September 2016. Written by Mark Underdown Here’s the new situation: The Basic rate taxpayer rules require a […] -
Mind the (Yield) Gap
Taking higher investment risk requires the reward of higher return; otherwise, who would ever invest in the riskier activities? Just because the theory makes sense though, it doesn’t necessarily translate to your actually being rewarded – sometimes you just receive the risk. This article explains what ‘yield gap’ is. This will be of interest to those studying for their CII […] -
How the Inherited ISA Allowance Works in Practice
Having spent the last week looking at the AF5 April exam fact-find, it looks as if the inherited ISA allowance may be tested this time round. It meant a bit more research to see how this works in practice. This will be of interest to those studying for any of the CF1, R02, R03, R06, J10, AF1, AF4 or AF5 […] -
CII Pass Rates for 2015: R08 Tops the List
The CII have published the annual exam pass rates for 2015. We take a quick look at the results in comparison to previous years – of interest to those studying for their CII exams. Using the figures from 2012, 2013 and 2014, you can see below how these percentages have changed for the Diploma and the Advanced Diploma in Financial […] -
Will the new benchmark be Level 6?
One of the questions on the minds of many financial advisers is whether or not the bar will be raised to QCF Level 6. This article examines the decision advisers need to make as to whether to take the ‘easy route’ or the ‘relevant route’ on their path to qualification. This article is of particular interest to those who are […] -
ISAs become NISAs and become even more flexible
https://brandft.co.uk/ What is changing as a result of Individual Savings Accounts (ISAs) becoming New Individual Savings Accounts (NISAs)? Read on to learn about five changes that take effect from today, 1st July 2014 – plenty of good news for investors! The day has come when our ISAs become NISAs; an even more generous and flexible investment than they were already. […] -
Hot Topic – Which Study Materials to Use for CII AF Exams?
http://www.brandft.co.uk Having recently been involved with a discussion over what materials to use to study for AF exams, we thought it might be useful to bring it up here and open it up for discussion. Exam The CII recommend studying: AF1 J02 Trusts R03 Personal Taxation R05 Financial Protection AF1 Case Study Workbook AF2 J03 Tax and Legal Aspects of […] -
Spread Betting
https://brandft.co.uk What is spread betting? An explanation of the derivatives product that caused some interest when it appeared on in the CII J10 Manual – Discretionary investment management. Spread betting always seemed to us a really risky faddish way of trying to make money and not for the majority of investors. So when it appeared in the J10 manual it […] -
Platforms
http://www.brandft.co.uk Flat fee vs percentage of assets under management, fees hidden in annual management charge, exit fees – it’s hard to compare fees and charges from platform providers, but the Financial Conduct Authority has made some changes to force transparency, plus some good news for unit trusts and OEICs. Transparency in Fees The FCA has forced platform providers to be […] -
Hot Topic – CII Exams Pass Rates for 2013
http://www.brandft.co.uk/ The CII have published their 2013 exam pass rates, and below we compare the Annual Pass Rates with those of 2012. It’s that time of year again when the CII publish their exam pass rates for the previous year. Using stats from 2012 you can see below how these percentages have changed for the Diploma and the Advanced Diploma […] -
UCIS – CII R02 and AF4 exams
Here, we look at UCIS – of interest to those studying for the CII R02 and AF4 exams. The FCA defines a UCIS as a collective investment scheme which is not authorised by them because it doesn’t meet specified criteria regarding diversification and investment. The un-authorised investment is still legal but the marketing activity must be carried out subject to […] -
CII R06 and AF5 Exams – April 2014
http://www.brandft.co.uk/ Wondering what to study for the upcoming CII R06 and AF4 exams? We’ve included some initial thoughts below about what might be examined given the pre-exam material provided. Are you sitting either of the above exams next week? If so, you will of have received the case studies and fact find and busy planning for the exam. Here at […]
