Search results for "R04"
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R04 Exam: Pensions and Retirement Planning
What to expect from the R04 exam The Chartered Insurance Institute R04 exam covers pensions and retirement planning at level 4 and is a compulsory step towards achieving the Diploma in Regulated Financial Planning. Upon successful completion of the unit, candidates are expected to demonstrate sound knowledge of a wide range of pension and retirement planning issues, and to be […] -
New Manual for CII R04 – What’s New, in a Nutshell
Anyone studying for the CII R04 Pensions and Retirement exam will have received a new manual from the CII dated December 2015. J05 was also similarly updated. Here, we let you know the main area that was changed in the new version of the manual, and we bring to your attention the changes to the section on small pots payments […] -
Group Personal Pensions – Calculations You Need to Know – CII AF3 and R04
The following presents a question and detailed answer, as it may appear on a CII Pensions exam, regarding additional Group Personal Pension (GPP) contributions. If you are sitting the CII AF3 or R04 exams, then this post is of particular use. Susan, age 43, is a Director of XYZ Ltd and a member of the company’s group personal pension (GPP). […] -
More Changes for Pensions – CII CF4, R04 and AF3
https://brandft.co.uk Pension changes are happening next year. This article discusses further announced changes to pensions – useful for CII R04, CF4 and AF3 exam candidates. We must all now be used to the pension changes happening in 2015, with those affected hopefully enjoying the prospect of the new responsibility they will have with full flexibility over drawdown for those with […] -
Hot Topic – Capped Drawdown – CII CF4, R04, J04, J05, AF3
Buried deep in the Autumn Statement last year was the announcement that investors in capped drawdown would be able to take 20% more cash from their pension pots. I read it with some surprise, as I was sure it had reduced by 20% not that long ago…it was one of the things that had changed around the time I was […] -
Switching Pension Schemes – CII CF4, R04, J05, AF3
http://www.brandft.co.uk/ Should a person transfer the funds in his or her defined benefit pension to a defined contribution scheme? Not an easy question to answer, and there are other things to consider such as where to and when. Now we’re all over the surprise of the major pension changes announced in the budget this year, it’s time to think about […] -
Pension Flexibility – The Drawdown Regime
This is the first in a series of posts regarding pension decumulation. Those sitting the CII AF7, R04, or J05 exams should find this post particularly useful in their revision. -
Pensions and Death Benefits
In our last three articles on pension decumulation, we looked at drawdown and uncrystallised funds pension lump sum (UFPLS) retirement options, and at the money purchase annual allowance. In this article, we will take a look at death benefits post-April 2015. -
Learning About the Money Purchase Annual Allowance (MPAA)
In this third post in our series on pension decumulation, we will be looking at the Money Purchase Annual Allowance (MPAA). Those sitting the CII R04, AF7, or J05 exams should find this post particularly useful in their revision. -
Taking a Closer Look at Lifetime Annuities
In our last four articles on pension decumulation, we took a look at the drawdown and uncrystallised funds pension lump sum (UFPLS) retirement options, as well as the money purchase annual allowance, and the death benefit rules. In this, our last article in this series, we take a look at lifetime annuities. -
The Two Pools Approach to Asset Allocation
This article is helpful to those studying for their CII AF1, AF5, R04 and R06 exams. It outlines the two pools approach in asset allocation and briefly discusses the advantage to using this approach. The two pools approach to asset allocation comes up occasionally in the CII exams and is basically a different way of designing a portfolio and its […]